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Retirement Savings Calculator

Explore how current savings, contributions, time, inflation, and assumed investment returns may affect retirement savings and an illustrative income.

Free educational tool · No account required · Amounts in Canadian dollars

Your Retirement Assumptions

Explore how your current savings, ongoing contributions, time, inflation and assumed returns may affect retirement preparation.

years
years
$
$
%
%
Retirement Income Goal
$
$

Optional. This may include amounts you choose to estimate for pensions, government benefits or other recurring retirement income. This calculator does not automatically estimate those benefits.

years
%
Report Details

Information entered here remains in your browser and is not stored by this calculator.

Projected retirement savings

$0

Illustrative Target $0
Gap / Surplus $0
Total Contributions $0
Estimated Growth $0
Projected Savings vs. Illustrative Target
Compare the estimated savings at retirement with the illustrative amount associated with the income assumptions entered.
Projected Savings $0
Illustrative Target $0
Where Projected Savings Come From
Starting Savings $0
Future Contributions $0
Estimated Growth $0
Estimated Savings Growth to Retirement
Illustrative accumulation based on the assumptions entered
Educational Illustration Only. This calculator explores hypothetical retirement savings and income assumptions. Results are estimates, not predictions or guarantees. Actual investment returns, inflation, fees, taxes, contribution changes, government benefits, pensions, withdrawals, retirement expenses and longevity may materially affect actual outcomes.

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